Ayushman Bharat Card 2024: Benefits, Eligibility, Registration, and Documents

Ayushman Bharat Card 2024
Ayushman Card, also known as Ayushman Bharat Card. It was launched in 2018. The Ministry of Health and Family Welfare and the government of India started the Pradhan Mantri Arogya Yojana (PMJAY) under the Ayushman Card. This is a scheme for the people to get free medical treatment in government and some private hospitals. Already fifty crores of Indians hold Ayushman Cards and use them for free-of-cost treatment. It is an insurance-based healthcare scheme which provides cashless access to healthcare services up to Rs 5 lakh per family in a year by the government. It is acceptable in government hospitals, public or private, anywhere in the country. With the Ayushman Card, under the PMJAY Scheme, you can walk into a hospital and enjoy cashless treatment. If you do not have an Ayushman Card, then you should get it now.

Key Features of Ayushman Card

  • Health Coverage: Ayushman Card provides health coverage of up to Rs 5 lakh per year to each family. It covers a wide range of medical expenses like hospitalization, surgeries, diagnosis as well as treatment.
  • Cashless Treatment: One who has an Ayushman Card is eligible for cashless treatment at any government-specified hospital across India. You are not required to submit any payment to the hospital. It gives seamless access to any healthcare services. Just remember, it is not eligible for all the hospitals. Check the government-specified hospital first in your area.
  • Family Coverage: The Ayushman Card is a family card. This scheme covers all members of a family as per the Socio-Economic Caste Census(SECC) Database.
  • Portability: The Ayushman Card is portable to all states and union territories, around India. You can continue your free treatment if you travel from one place to another.
  • No Age Bar: There is no age restriction. Under the Ayushman Card, everyone will get free treatment from children to old.

Eligibility Criteria for Ayushman Card:-

To get benefits from the Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana, the following eligibilities are followed-

  • Candidates belong to the below-poverty-line(BPL) category or have low-income levels.
  • Candidates have to be below Rs 2.4 lakh annual income.
  • Eligibility is primarily based on the Socio-Economic Caste Census (SECC) Database.
  • The candidate’s family does not have any income above 16 years of Age.
  • Candidates must belong to the SC or ST category.
  • The candidate who does not have permanent residence.

Candidates are not eligible if-

  • They have two, three or four-wheelers.
  • They own mechanized farming equipment.
  • They are employed by the government.
  • They earn Rs 10,000 per month.
  • They own refrigerators and landlines.
  • They have a decent house.
  • They have agricultural land.
  • They have a Kisan card with a credit limit of Rs 50,000.

How To Register For an Ayushman Card?

To apply for an Ayushman card or Pradhan Mantri Jan Arogya Yojana, you need to follow these steps.

  • Visit the official website of  Ayushman Bharat PMJAY (https://pmjay.gov.in/).
  • Verify whether you are eligible for the scheme or not.
  • Find the nearest Common Service Center (CSC) at your pincode.
  • Now, visit the Common Service Center with all the required documents(check below).
  • Provide your details like name, address, family details(as per SECC database) and other details asked by your CSC operator.
  • The CSC operator will verify your details and submit your application.
  • After successful registration, you will receive the Ayushman Bharat Cases with a unique identification number which is called the UHID number.
  • Now you can use this card for your free treatment at a government-specified hospital or clinic.

Required Documents For Ayushman Card

The following document is required at the time of registration of the Ayushman Bharat Card or Pradhan Mantri Jan Arogya Yojana card. Collect the following document and visit the office-

  • Aadhar Card: As we know, the Aadhar card is the primary identification document for every Indian. It is required to link your Aadhaar card with the Ayushman Bharat PMJAY System.
  • Ration Card: It is required to verify your residence and family details. All the listed members in the ration card will get the benefits from the Ayushman card.
  • Other Card: If you don’t have a ration card, then collect a voter ID card.
  • Passport-size Photograph: Passport-size photograph of yours and your family member is required at the time of registration.
  • Income Certificate: It requires an income certificate to determine your eligibility based on socio-economic criteria.
  • Caste Certificate: As said, all ST and SC people are eligible for Ayushman cards. Hence, you need to submit your caste certificate at the time of registration.

How To Download an Ayushman Card?

After successful registration, you can download your Ayushman card online. Follow- step-by-step guidance to download your Ayushman card online.

  • Visit the official website of Ayushman Bharat PMJAY (https://pmjay.gov.in/).
  • Click on the Download E-Card section. It is available on the homepage or under the “Beneficiary Corner” section.
  • Enter your Aadhar Number, Mobile Number or other required details.
  • For authentication, enter the OTP received on your registered mobile number.
  • After verification. you will be able to download your Ayushman Bharat Card in digital format. Download it or print it
  • Keep a printout with you when you visit the hospital for free treatment or save an E-card in your phone for future use.

List of Diseases Cover In Ayushman Card

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) provides coverage of a wide range of medical treatments or procedures. Some of the diseases covered in the Ayushman Bharat Card include-

  • Cardiovascular diseases like heart attacks, heart failure, and coronary artery disease.
  • Various types of cancer like chemotherapy, radiation therapy and surgical intervention
  • Orthopedics also include joint fracture, joint replacement, surgery, etc.
  • Neurological conditions like strokes, etc.
  • Kidney disease is also included
  • Respiratory diseases.
  • Mental health like anxiety, depression, etc.
  • Overall maternal and child health
  • Diabetes, hypertension, and gastrointestinal disorders are also included.

FAQs about Ayushman Bharat Card:

1. What is Ayushman Bharat Card?
– Ayushman Bharat Card, also known as Pradhan Mantri Jan Arogya Yojana (PMJAY), is a health insurance scheme launched by the Government of India to provide free medical treatment to eligible individuals.

2. Who is eligible for Ayushman Bharat Card?
– Eligibility criteria include belonging to below-poverty-line (BPL) category, having low-income levels, and being listed in the Socio-Economic Caste Census (SECC) Database.

3. How much health coverage does Ayushman Bharat Card provide?
– Ayushman Bharat Card offers health coverage of up to Rs 5 lakh per year per family for various medical expenses including hospitalization, surgeries, diagnosis, and treatment.

4. Where can I avail of cashless treatment with Ayushman Bharat Card?
– Cashless treatment is available at government-specified hospitals across India. Check the list of hospitals on the official website.

5. How do I apply for an Ayushman Bharat Card?
– You can apply for an Ayushman Bharat Card by visiting the official website, checking your eligibility, and visiting the nearest Common Service Center (CSC) with required documents.

6. What documents are required for Ayushman Bharat Card registration?
– Required documents include Aadhar Card, Ration Card, Passport-size Photographs, Income Certificate, and Caste Certificate (if applicable).

7. Is there any age restriction for Ayushman Bharat Card?
– No, there is no age restriction. All individuals from children to the elderly are eligible for free treatment under the Ayushman Bharat scheme.

8. Can I use Ayushman Bharat Card in any hospital?
– No, Ayushman Bharat Card is valid only at government-specified hospitals. Check the list of hospitals before availing of treatment.

9. How can I download my Ayushman Bharat Card?
– You can download your Ayushman Bharat Card online from the official website by entering your Aadhar Number or Mobile Number and following the authentication process.

10. Which diseases are covered under Ayushman Bharat Card?
– Ayushman Bharat Card covers a wide range of diseases including cardiovascular diseases, cancer, orthopedic conditions, neurological disorders, kidney diseases, respiratory diseases, mental health issues, maternal and child health, diabetes, hypertension, and gastrointestinal disorders.

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