Gruha Lakshmi Scheme 2024 Karnataka: Application Process, DBT Status, Eligibility, Benefits and more!

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Simran Kaur
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Gruha Lakshmi Scheme 2024

The Gruha Lakshmi Scheme was launched by the State Government of Karnataka recently to aid poor families financially. A monetary aid of Rs 2000 has been decided to provide to the head woman of the family on a monthly basis.  Happiness and joy has been sparked in the entire state due to the Gruha Lakshmi Yojana. For the eligible women getting monthly aid in their bank accounts the government has simplified the entire process. 



We are providing each and every important information about the Gruha Lakshmi Scheme in this article. In this article you will find the answers of your questions like how to apply for 2000 rupees monthly, how to check application status for the Gruha Lakshmi Yojana, how to see Gruha Lakshmi DBT status online etc. 

 

Gruha Lakshmi Scheme Overview

Scheme Name Karnataka Gruha Lakshmi Scheme 2024
Authority Karnataka Government
Beneficiaries APL, BPL and other Marginal Families in Karnataka
Benefits of the Scheme Rs 2000/- each month
Registration Method Online and Offline
Required Documents Ration Card Number, Aadhar Card Number, Bank Account Number
Gruha Lakshmi Portal Sevasindhuservices.karnataka.gov.in, ahara.kar.nic.in

The Gruha Lakshmi Scheme is a Great initiative by the Karnataka Government to provide monetary support to poor households for the construction or renovation of their homes. 



Objectives

Here are some important motives of  the Karnataka Gruha Lakshmi Yojana:

  • Betterment of women’s financial condition: The primary aim is to support Women financially so that they can improve their financial condition.
  • Improving Living Standards: The aim of the scheme is to raise the living standards of beneficiaries by providing them adequate housing facilities.
  • Elimination of Poverty: Monetary support to the poor families who are living in minimal living conditions to eliminate poverty.

Implementation

Allocation and distribution of funds in this scheme is administered by the state government of Karnataka. For effective implementation and effectiveness monitoring on a regular basis is ensured by the government. 

 



Features and Benefits of Karnataka Gruha Lakshmi Scheme

Here are some benefits and key features of the Karnataka Gruha Lakshmi Yojana:

  • This initiative by the Government aims to acknowledge contributions of housewives and support them with financial aid so that they can develop more awareness and confidence.
  • With the help of Gruha Lakshmi Yojana housewives will also be able to contribute to the families income and improve their financial condition.
  • Yojana aims to improve the quality of living of poor families by providing them monetary help for healthcare and education. 

Eligibility Criteria: 

The families who want to get benefit from the Karnataka Gruha Lakshmi Yojana have to fulfill the eligibility criteria given below:

  • In this yojana one woman from one house can apply.
  • Applicants should be living in Karnataka.
  • The applicant woman must be the head of the family.
  • All women who are head of the family on BPL, Antyodaya, and APL ration cards are eligible for the scheme.
  • Women who are not head of the family can modify their ration cards to qualify for the scheme. 

Target Beneficiaries

Those families who are categorised under Below Poverty Line (BPL), Above Poverty line (APL), Antyoday can avail benefits of the Gruha Lakshmi Scheme.



Exclusions Based on Employment and Tax Status

  • Taxpaying Ladies family head.
  • Government employees.
  • If the spouse is paying income tax or GST.

 

Documents Required to Apply for Gruha Laxmi Scheme:-

  • Domicile Certificate
  • Mobile Number
  • 2 Passport Size Photographs
  • Identity proof like Aadhaar card, Driving Licence, voter ID card, etc
  • Address proof like Ration card, water bill, electricity bill, etc
  • Bank passbook copy
  • The applicant’s bank account details

Guide to Apply Online for the Gruha Lakshmi Scheme

We are providing a step by step guide to apply for the Karnataka Gruha Lakshmi Yojana:

  • To begin, visit the scheme’s official website Guarantee Schemes (karnataka.gov.in)
  • Go to the homepage of the website.
  • Now click on the Gruha Lakshmi Scheme.
  • After it, a pop up box will appear. Click on the proceed to the application.
  •  Enter all the details asked in the application like personal details, contact information, etc.
  • Now upload required documents like Aadhaar card, Ration card etc.
  • In the end submit the application after checking everything carefully.




Offline Application Process

  • Applicants have to visit to take the application form from their nearest center listed as Karnataka One office, Bapuji Seva Kendras, Grama One, Bangalore One, and Nada Kacheris. 
  • Take the application form and take a print out of it.
  • Now fill the application form carefully. All important information should be mentioned like contact details, personal details etc.
  • After it, attach all required documents like Aadhaar card, ration card, husband’s Aadhaar card (if applicable), mobile number, and bank account details.
  • In the end visit the center again to submit the filled application form.

How to Check Gruha Lakshmi DBT Status?

  • Login to ahara.kar.nic.in.
  • Click on the application tracker.
  • Write ration card number.
  • Now everything will be displayed.

How to Check Gurha Lakshmi Application Status?

  • Visit to https://sevasindhu.karnataka.gov.in/Track_your_application.html
  • Now click on Track your application status.
  • Here write your application number.
  • Application will be displayed.
  • If there will be any error it will be shown.
  • If there is no error then nothing is to be done further.

 



FAQs:-

1. What is the Gruha Lakshmi Scheme?
– The Gruha Lakshmi Scheme is an initiative by the Karnataka Government to provide monthly financial aid of Rs 2000 to eligible women heads of households.

2. Who is eligible to apply for the Gruha Lakshmi Scheme?
– Women who are heads of households and are categorized under Below Poverty Line (BPL), Above Poverty Line (APL), and Antyodaya ration card holders in Karnataka are eligible.

3. How can I apply for the Gruha Lakshmi Scheme online?
– Visit the official website of Guarantee Schemes (karnataka.gov.in), click on the Gruha Lakshmi Scheme, fill in the application form with personal details and upload required documents, then submit the application.

4. What documents are required to apply for the Gruha Lakshmi Scheme?
– Documents required include Aadhaar card, ration card, domicile certificate, bank passbook copy, identity proof, address proof, and two passport size photographs.

5. Can I apply for the Gruha Lakshmi Scheme offline?
– Yes, you can collect the application form from designated centers like Karnataka One office, Bapuji Seva Kendras, and submit it with required documents.

6. How can I check my Gruha Lakshmi DBT (Direct Benefit Transfer) status?
– Log in to ahara.kar.nic.in, click on the application tracker, enter your ration card number, and your DBT status will be displayed.

7. How can I track my Gruha Lakshmi application status online?
– Visit https://sevasindhu.karnataka.gov.in/Track_your_application.html, click on ‘Track your application status’, enter your application number, and view the status.

8. Are there any exclusions based on employment or tax status?
– Yes, taxpaying female heads of households and government employees are excluded from the scheme.

9. What are the objectives of the Gruha Lakshmi Scheme?
– The scheme aims to improve the financial condition of women, raise living standards, and eliminate poverty by providing monetary support for housing, healthcare, and education.

10. How often is the financial aid provided under the Gruha Lakshmi Scheme?
– Eligible women receive Rs 2000 on a monthly basis as part of the scheme to support their households financially.

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