Best Credit Cards With Lounge Access in 2024: Top Picks for Comfortable Travel

 

Would you like to wait for your flights more comfortably, but you don’t know how to do it? Well, there are Credit Cards with access to VIP lounges at airports and in this article, we are going to tell you which ones are the best according to your needs. Normally, credit cards with access to VIP lounges at airports are the highest level, that is, those cards require a high monthly income.

However, currently, it is possible to access this benefit with products that require less income. We are talking from 7 thousand or 10 thousand pesos. Later we will tell you what these cards are.

Let’s first talk about what you can find inside the lounges at airports.

This varies depending on the airport you are in, but among the main amenities you will find are:

• Comfortable seats
• Noise-free areas
• Internet access
• Complimentary food and drinks

 

 

Best Credit Card with access to Lounges:-

We know that in the banking market various credit card options allow you to enter VIP lounges at airports;. Here is the list.

1. SBI Elite Credit Card

 It is a premium credit card by the State Bank Of India. It offers exclusive privileges and benefits to the cardholders. It is one of the best credit cards with premium lounge access in India. Its annual fee is 4.999.

• Lounge Benefits: It provides Complimentary Priority Pass Membership worth $99, 6 complimentary passes for international lounges and 2 complimentary passes for domestic lounges
• Other Benefits: It comes with a welcome bonus of Rs 5,000. Gain 5x rewards points on purchases of groceries, dining, etc. Free movie tickets in a year, a complimentary club Vistara membership

 

 

2. HDFC Diners Club Privilege Credit Card

 It is a premium credit card from an HDFC bank like HDFC Regalia. It provides lounge access with the Diner Club. It is also one of the best credit cards to choose from if you travel a lot.

• Lounge Benefits: It gives about 1000+ lounge access at the Airport in India or worldwide. You can visit the airport lounge 12 times a year with this card, free visit extended add-on card membership.
• Other Benefits: It comes with an annual membership of Amazon Prime, Times Prime, a dine-out passport, etc, and compliment vouchers for Ola, BookMyShow, etc every month. 4x rewards on shopping of Rs 150, exclusive 1 complimentary golf games across the world.

 

 

3. Axis Bank Select Credit Card

It is a lifestyle card by Axis Bank. It is the cheapest credit card with an annual fee of Rs 3000, which is less with its features. It is also good for travellers.

• Lounge Benefits: It provides complimentary priority pass membership, 6 free passes for the international lounge and 2 complimentary passes for a domestic lounge in a year
• Other Benefits: 40% discount on the order with Swiggy, 20% discount on Bigbasket while purchasing Rs 2000, 2000 Amazon voucher on the first transition within 90 days, 2x rewards on retail shopping and 10x releases on spending of every Rs 200,  exclusive 6 free golf games in a year around the world.

 

4. HDFC Infinia Credit Card:

It is a credit card from the HDFC bank, good for travellers to make payments and free lounge access. Its joining fee with 12500

• Lounge Benefits: It provides unlimited complimentary lounge access to domestic as well as international airports. It is eligible for 1000+ airport lounges with priority pass
• Other Benefits: Complimentary Club Marriott membership for the first year, free nights and buffest in the ITC hotels, 5x reward points for every Rs 150, lowest markup fee for foreign currency which is 2%.

Must Read:-

• Best Travel Credit Cards in India 2024: Enjoy Exclusive Benefits and Rewards
• Unlocking the Benefits of Credit Cards: Convenience, Security, and More

 

 

5. SBI Prime Credit Card:

It is the best Credit card from the State Bank Of India for domestic and international lounge access. Its annual fee is 2,999 as well as joining fees.

• Lounge Benefits: It provides 4 complimentary passes for international lounges and 8 complimentary passes for domestic lounges in a year.
• Other Benefits: It comes with a welcome voucher worth Rs 3,000, 2x rewards points for every Rs 100, 10x rewards points for every Rs 100 on dining, groceries and movies, on spending of  Rs. 50,000 in a quarter and Rs. 1,000 Pizza Hut vouchers, on annual spend of Rs 5 lakh, a yatra or pantaloon coucher worth 70000.

 

 

6. HDFC Regalia Gold Credit Card:

It is a credit card provided by HDFC. It is good for those who travel, shop or dine out a lot. Its annual fee is 2500 with a joining fee.

• Lounge Benefits: It provides 6 complimentary passes for international lounges, and 12 complimentary passes for domestic lounges in a year. If a cardholder has a priority pass with the addon, then complete a minimum of 4 card transactions.
• Other Benefits: Complimentary Club Vistara Silver Tier and MMT Black Elite memberships on the spending of 1 lakh in the first 90 days, a welcome voucher worth 2500, 4x reward points on every Rs 150 for insurance, education, etc and 20x reward points on every Rs 150 for myntra, nykaa, etc, 20% discount on Swiggy Dine Out.

 

7.  Kotak White Reserve Credit Card:

It is a credit card from Kotak Mahindra Bank. It has 12500 annual fees and is the most affordable credit for travellers and shopping lovers. It is an exclusive card that you can try.

• Lounge Benefits: It provides unlimited lounge access to the domestic and international lounges in a year for primary and add-on card holders.
• Other Benefits: It comes with a welcome bonus when activating the card, 6x reward points on spending, 25% discount on fine dining and up to 20% on Asia Pacific.  20% discount on selected spa treatments in India.

 

 

8. HDFC Bank Millennia Credit Card:

It is a credit card provided by HDFC Bank. Its joining and renewal fee is 1,000. You need to spend 1,00,000 in a year to renew it. It is also a good credit card for food, shopping and travelling.

• Lounge Benefits: It provides 8 complimentary passes for domestic lounges in a year, in every 2 quarters.
• Other benefits: A welcome voucher on activation. 5% cashback on Amazon, Bookmyshow, Flipkart, Myntra and many more, 1% cashback on EMI and Wallet, and 20% discount on Swiggy Dine Out or online orders.

 

 

9. HDFC Bank Tata Neu Infinity Credit:

 It is also provided by the HDFC Bank. Its joining and renewal membership costs 1,499. For this credit card, you have to spend 3,00,000 per year for the renewal next year. It is a good credit card option for Indians.

• Lounge Benefits: It offers 8 complimentary passes for domestic lounges per year in 2 quarters. Just Rs 2 is charged to the credit card when using the lounge. Using priority passes, You can have 4 complimentary lounge passes.
• Other benefits: Only 2% markup on the foreign currency spend, 5% cashback on neucoins on Tata Uey or Tata brand, 1.5% cashback on Non-Tata Brand, zero lost card liability.

 

 

FAQs:-

1. What are credit cards with lounge access?
   Credit cards with lounge access offer cardholders the privilege of accessing VIP lounges at airports, providing amenities like comfortable seating, complimentary food, and internet access.
2. How do I qualify for credit cards with lounge access?
   Qualification criteria vary among credit cards, but generally, higher-tier cards with lounge access require a good credit score and a certain level of income.
3. What amenities can I expect in airport lounges?
   Airport lounges typically offer comfortable seating, noise-free environments, internet access, and complimentary food and drinks.
4. Are there any affordable credit cards with lounge access?
   Yes, some credit cards with lounge access have lower annual fees and income requirements, making them more accessible to a wider range of customers.
5. How many complimentary lounge visits do these cards offer?
   The number of complimentary lounge visits varies among credit cards, ranging from a few visits per year to unlimited access, depending on the card’s terms and conditions.
6. Can I bring guests to the airport lounge with my credit card?
   Some credit cards allow cardholders to bring guests to the airport lounge, usually for an additional fee or as part of the card’s benefits package.
7. Do I need to pay extra for lounge access with these credit cards?
   Generally, lounge access is included as a complimentary benefit with these credit cards, but additional fees may apply for certain services or guest visits.
8. Are there any specific eligibility requirements for these credit cards?
   Eligibility requirements may include a minimum income threshold, a good credit score, and adherence to the card issuer’s terms and conditions.
9. How can I apply for these credit cards?
   You can apply for these credit cards online through the respective bank’s website or by visiting a branch in person. Ensure you meet the eligibility criteria before applying.
10. Can I upgrade my existing credit card to one with lounge access?
    Some banks offer the option to upgrade your existing credit card to a higher-tier card with lounge access, subject to eligibility criteria and approval. Contact your bank for details.

 

 

 

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