Travelling is one of the best experiences you can have. Many of us enjoy discovering new countries, cultures, traditions and food. But we also know that there are ways and means of travelling, many of which are defined by the resources one has at hand. For example, credit cards.
That is why in this article we are going to analyse multiple card options to define which is the best credit card for travelling.
Why is it important to travel with a credit card?
Having a credit card for travelling not only allows us to have a secure means of payment but also provides us with benefits to facilitate our experience. With a card, we also avoid the need to look for an exchange house to convert cash constantly.
There are different cards on the market, each one with different benefits. Some grant rewards when making purchases, others accumulate points for travelling, etc.
Also Read:-
Unlocking the Benefits of Credit Cards: Convenience, Security, and More
Top Best Credit Card in India 2024
1. Club Vistara IDFC FIRST Credit Card
Club Vistara IDFC FIRST Credit Card is a co-brand credit card provided by IDFC First Bank and Vistara Airlines to fulfil the financial needs of frequent travellers. It enhances the travel experience but combines the benefits of credit card and exclusive travel perks. Why it is considered one of the best travel credit cards in India-
- Cardholders receive complimentary Vistara tickets as per the travel expenses.
- Cardholders get access to priority pass lounges worldwide. It gives a comfortable and convenient travel experience.
- Additional benefits will be priority check-in, extra baggage allowance and an exclusive discount on travel expenses.
- Cardholders can earn Club Vistara Points (CVP) on every transaction, which can be redeemed for tickets, hotels, etc.
2. Air India SBI Signature Credit Card
Air India SBI Signature Credit Card is a co-branded credit card provided by the SBI Card and Air India. It is designed to provide a comfortable travel experience to frequent travellers. What are the benefits of this card-
- Cardholders get a welcome bonus in the form of Air India vouchers on the activation of the card.
- Cardholders can get a complimentary domestic air ticket from Air India to travel in India.
- Cardholder can earn Air India Miles on every transaction, which can be used to redeem tickets, lounge, etc
- It offers complimentary membership to domestic and international airport lounges with the Visa Lounge Access program.
- Additional benefits will be a discount on hotel booking, dining or lifestyle expenses.
- There is complimentary air accident insurance and travel insurance for a safer travel experience.
3. InterMiles HDFC Signature Credit Card
InterMiles HDFC Signature Credit Card is a co-brand credit card provided by HDFC Bank and InterMiles(formerly JetPrivilege) for a better travel experience. It is best for the following reasons-
- InterMiles HDFC Signature Credit Card provides a welcome bonus on the activation of the card from InterMiles
- It provides Intermiles points on every transaction, later which can be used for flight tickets, hotel, food, car rental, etc.
- It provides complimentary access to domestic and international airport lounges through the Mastercard Lounge Access program.
- It also contains travel insurance coverage like any medical expenses, air accidents, etc.
- Additional benefits can be a discount on flight booking, hotel booking, etc.
4. Kotak IndiGo Ka-ching 6E Rewards XL Credit Card:
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is a co-brand credit card provided by Kotak Mahindra Bank and IndiGo Airlines. They provide several benefits to the cardholder for a better travel experience-
- They provide an attractive welcome bonus to the cardholder when they activate their card.
- There are complimentary domestic air tickets, priority check-in, and additional baggage allowance when booking flights with IndiGo Airlines.
- You can earn 6E Rewards on every transaction which can be used for free flight booking, hotel stay, shopping and more.
- There is complimentary access to domestic and international airport lounges with the Visa Lounge Access program.
- Cardholders can get air accidents and travel insurance for a peaceful travel experience.
- There is an extra discount if the cardholder pays their bill with this credit card.
5. Axis Atlas Credit Card:
Axis Atlas Credit Card is a premium credit card by Axis Bank. It is a special card which offers a better travel and lifestyle experience to the cardholder.
- It provides welcome bonuses like bonus reward points and cashback on the activation of the card.
- Cardholders can get complimentary access to airport lounges worldwide. You can use this service during layovers and waiting for flights.
- Earn points on every transaction while paying for dining, shopping or travel expenses.
- They provide special discounts on most of the restaurants, cafes and dining outlets to save money.
- There is complimentary insurance coverage in the travel and medical category.
- It provides exclusive privileges such as concierge services, golf access, movie ticket discounts, and lifestyle vouchers.
- Cardholders can enjoy contactless payment technology with this credit card.
6. Yatra SBI Card:
Yatra SBI Card is a co-brand credit card provided by the SBI Bank and Yatra.com.
- Cardholders can get 6x reward points on using the Yatra SBI card on any type of payment.
- There is an attractive welcome bonus like a discount or cashback on activating the card.
- There is an additional discount on flight booking, hotel booking, package and activity booking from the yatra.com website.
- They exclusively provide the fuel surcharge at petrol pumps across India when paying with the Yatra SBI Card. It helps to save money on fuel expenses.
- For quick and secure transactions, they provide a contactless payment option.
7. Axis Bank Vistara Signature Credit Card:
Axis Bank Vistara Signature Credit Card is a premium co-brand credit card by Axis Bank and Vistar. It is one of India’s leading full-service airlines.
- Exclusive welcome bonus on activation of credit card like cashback, etc.
- There are milestone benefits such as complimentary flight tickets, bonus points on using credit card
- Exclusive discount on the partner restaurants, hotels, spas, and lifestyle outlets, etc.
- There is insurance available for air accidents, baggage loss, medical emergencies, etc.
FAQs:-
1. Why is it important to travel with a credit card?
– Credit cards offer secure payments, eliminate the need for constant cash conversion, and provide travel benefits.
2. What benefits does the Club Vistara IDFC FIRST Credit Card offer?
– Benefits include complimentary Vistara tickets, priority pass lounge access, priority check-in, extra baggage allowance, and Club Vistara Points.
3. What are the advantages of the Air India SBI Signature Credit Card?
– Benefits include welcome bonuses, complimentary domestic air tickets, Air India Miles, lounge access, discounts on hotel and dining, and insurance coverage.
4. What perks does the InterMiles HDFC Signature Credit Card provide?
– Perks include welcome bonuses, InterMiles points, lounge access, and travel insurance coverage for medical expenses and air accidents.
5. What benefits come with the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card?
– Benefits include welcome bonuses, complimentary domestic air tickets, priority check-in, additional baggage allowance, 6E Rewards, lounge access, and insurance coverage.
6. What features does the Axis Atlas Credit Card offer for travelers?
– Features include welcome bonuses, lounge access, rewards on transactions, discounts on dining, and travel and medical insurance coverage.
7. What advantages does the Yatra SBI Card offer?
– Advantages include 6x reward points, welcome bonuses, discounts on flight and hotel bookings, fuel surcharge waiver, and contactless payment.
8. What benefits does the Axis Bank Vistara Signature Credit Card provide?
– Benefits include welcome bonuses, milestone benefits, discounts on partner establishments, and insurance coverage for air accidents, baggage loss, and medical emergencies.
9. How can I choose the best travel credit card for my needs?
– Consider factors like rewards, lounge access, insurance coverage, welcome bonuses, and discounts to choose the card that aligns with your travel preferences.
10. Are there any additional fees associated with travel credit cards?
– Some cards may have annual fees, foreign transaction fees, or other charges. It’s essential to review the terms and conditions before applying.
Also Read:-
- NSE Option Chain: Understanding Basics, How to Invest, Benefits, and Risks Explained
- SME IPO: Understanding, Current & Upcoming SME IPO List, How to Apply
- Top Business Loans in India: Compare Features, Interest Rates, and Eligibility
- Â Understanding Dearness Allowance (DA): Calculation, Types, and Tax Implications
- IPO Allotment Status: Check & Understand IPO Allotment Process | Guide
- IPO: What is IPO, Advantages and Disadvantages Explained
- Complete Guide to IPO Grey Market (GMP): How It Works, Risks, Kostak Rates and Trading Strategies